Definition: ALI is an optional insurance for rental cars that protects all authorized drivers if they injure someone or damage someone else’s property. Check with your own
auto insurance policy to determine whether additional excess coverage is already provided.
Examples:
While vacationing in Arizona, John becomes distracted and pulls out in front of an oncoming car while driving his rental car. Several people are injured in the other car along with extensive damage to their vehicle. The additional liability insurance John purchased through the car rental company will cover the injured party's medical bills and damage to their vehicle.